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Board of Directors

DANIEL P. AMOS

Chairman and Chief Executive Officer of Aflac Incorporated and Aflac

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PAUL S. AMOS II

President of Aflac

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W. PAUL BOWERS

Chairman, President and Chief Executive Officer of Georgia Power Co.

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KRISS CLONINGER III

President, Chief Financial Officer and Treasurer of Aflac Incorporated

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ELIZABETH HUDSON

Chief Communications Officer for the National Geographic Society

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DOUGLAS W. JOHNSON

Certified Public Accountant and retired Ernst & Young LLP audit partner

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ROBERT B. JOHNSON

Retired Senior Advisor, Porter Novelli PR

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THOMAS J. KENNY

Former Partner and Co-Head of Global Fixed Income, Goldman Sachs Asset Management

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CHARLES B. KNAPP

President Emeritus of the University of Georgia

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JOSEPH L. MOSKOWITZ

Retired Executive Vice President, Primerica, Inc.

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BARBARA K. RIMER, DrPH

Dean and Alumni Distinguished Professor, Gillings School of Global Public Health, University of North Carolina, Chapel Hill

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MELVIN T. STITH

Dean Emeritus of the Martin J. Whitman School of Management at Syracuse University

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TAKURO YOSHIDA

Chairman of Nippon Tochi-Tatemono Co., Ltd.

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Investor Contacts

Call Investor Relations

1.800.235.2667

Call Shareholder Services

1.800.227.4756

Disclaimer

Coverage underwritten by American Family Life Assurance Company of Columbus. Group coverage underwritten by Continental American Insurance Company, which is not licensed to solicit business in Guam, Puerto Rico, or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company. For individual coverage in New York or coverage for groups sitused in New York, coverage is underwritten by American Family Life Assurance Company of New York.

One Day PaySM available for most properly documented, individual claims submitted online through Aflac SmartClaim® by 3 PM ET. Aflac SmartClaim® not available on the following: Short Term Disability (excluding Accident and Sickness Riders), Life, Vision, Dental, Medicare Supplement, Long Term Care/Home Health Care, Aflac Plus Rider and Group policies. Aflac processes most other claims in about four days. Processing time is based on business days after all required documentation needed to render a decision is received & no further validation and / or research is required. Individual Company Statistic, 2015.

© 2015 Aflac Incorporated