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KAROLE F. LLOYD

KAROLE F. LLOYD

Certified Public Accountant and retired Ernst & Young LLP audit partner

Ms. Lloyd is a certified public accountant and recently retired vice chair and managing partner for Ernst & Young, LLP. She brings to Aflac more than 37 years of experience in leadership as part of the board of Ernst & Young and has extensive experience in the audits of financial services, insurance and health care clients, serving as an audit partner and practicing on publicly held clients who file under the various securities laws in both the United States and Canada. She served many of Ernst & Young’s largest financial service companies. She has further experience in various other areas from her leadership in Ernst & Young’s industry and through consulting and management activities including financial reporting, board governance, legal matters, regulatory compliance, internal audit and risk management. She has held significant leadership roles at Ernst & Young and at various community and civic and university advisory boards. She received a bachelor of science degree from the University of Alabama.

Ms. Lloyd’s extensive accounting and advisory experience across many industries, combined with her leadership skills and strategic thinking, provide valuable perspective for our Audit and Risk Committee.

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Disclaimer

Coverage underwritten by American Family Life Assurance Company of Columbus. Group coverage underwritten by Continental American Insurance Company, which is not licensed to solicit business in Guam, Puerto Rico, or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company. For individual coverage in New York or coverage for groups sitused in New York, coverage is underwritten by American Family Life Assurance Company of New York.

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