CFO Update

Some of the statements made in this presentation are forward looking within the meaning of federal securities laws. Statements containing words such as expect, anticipate, may, will, goal, target, outlook or similar words generally qualify as forward-looking. Please look at our annual report on Form 10-K and quarterly reports on Form 10-Q for some of the risk factors Aflac undertakes no obligation to update such forward-looking statements. This presentation may include references to Aflac’s financial performance measures which are not calculated in accordance with United States generally accepted accounting principles (non-U.S. GAAP measures). Our third quarter 2024 earnings release and financial supplement [FAB supplement] are available at investors.aflac.com and also include definitions and reconciliations of certain non-U.S. GAAP measures included in this presentation.